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Call Nagle & Associates If You're Hit by an Underinsured/Uninsured Driver
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Former Insurance AdjusterOVER $750,000,000 IN SETTLEMENTS FOR CLIENTS

Uninsured/ Underinsured Accident Injury Attorneys in Henderson, NC

North Carolina law requires all drivers to carry auto insurance. However, many people fail to pay their premiums or simply choose to drive without insurance. Fortunately, NC insurance laws also require all car insurance policies to include Uninsured Motorist coverage. This is the payment source for your injury claims if you are struck by an uninsured or hit & run driver.

Henderson area accident caused by an uninsured driver? Our NC insurance law allows "stacking" of UM policies. Victims are covered by the UM on the vehicle they are riding in, on their own policy if they have separate insurance, and also on all family-owned insurance policies for residents of the victim's household.

Insurance analysts estimate that nearly one in eight motorists in the U.S. are either uninsured or underinsured. These careless drivers aren't just putting themselves in jeopardy; they also jeopardize your physical safety and financial well-being. The good news is UM coverage pays, but the insurance adjusters handling these claims will seek to minimize your benefits. Two other bits of good news: First, collecting UM benefits from your own policy will not harm your coverage or increase your premiums. Second, once your insurance company pays you, they will go after the uninsured driver seeking full reimbursement, and even suspend their drivers license until payment arrangements are made. Uninsured drivers do not escape justice!

At Nagle & Associates, we stand ready to protect and enforce your rights if you suffer injuries caused by a negligent driver without insurance. Please don't trust your insurance adjuster to simply volunteer full and fair payment. Former adjuster Carl Nagle cautions that "insurance adjusters are paid to minimize your claims, and they will pay you as little as you let them". Whether you choose our firm or another, an experienced underinsured or uninsured driver accident attorney in Henderson can help access and collect from multiple insurance policies, present the strongest injury case, and collect the tax-free compensation you deserve.

Fails Purchase Insurance

Nagle & Associates: Three Decades of Motor Vehicle Accident Experience

Carl Nagle previously worked in Atlanta, Georgia for insurance companies as a claims adjuster and as an insurance company lawyer. He then moved to North Carolina and now only represents victims of NC motor vehicle accidents. Our firm has successfully handled many underinsured and uninsured motorist cases. Drawing on 30 years of focused motor vehicle accident experience, Carl Nagle is passionate about protecting the rights of injured victims and their families.

Our legal team is committed to recovering the compensation our clients' need to restore savings, pay for past and future medical needs, be compensated for scarring and lost quality-of-life, and to have tax-free compensation so they can improve their life following a serious collision. As such, every attorney at Nagle & Associates works tirelessly to help clients - just like you - understand how underinsured/uninsured driver claims work and how a great lawyer can help you maximize your injury claims and present the strongest legal case.

Underinsured and uninsured driver accident claims can be very complex and involve a variety of factors. Some of the most common situations we find in these cases include:

  • The Negligent Driver Has "Minimum Coverage" and Can't Cover Damages
  • The Negligent Driver Fails to Purchase Insurance
  • The Negligent Driver's Insurance Coverage Lapses
  • The Negligent Driver's Insurance Coverage is Determined Not to Apply
  • The Victim Has Severe Injuries Requiring Us to Stack and Collect From Multiple Underinsured Motorist Policies

Regardless of the circumstances, you can rest easy knowing our uninsured and underinsured driver accident attorneys in Henderson have the skills, experience, and commitment to pursue all of your legal claims and collect maximum payment for your past and future medical needs, for lost wages, and for your pain and suffering.

Our Reduced Fee Structure for Underinsured and Uninsured Accident Victims

Nagle & Associates isn't like other underinsured and uninsured driver accident law firms, and that's by design. We don't advertise on television, on the radio, or on billboards. We focus on real injuries and devote ourselves to excellence in service and results. Instead, we focus those resources on benefiting our clients by providing caring yet highly effective legal services for every accident victim we represent.

We also have a better fee structure than other personal injury law firms that handle underinsured and uninsured driver crashes.

Our legal team works on a contingency fee basis, which means we only get paid once your case is settled or your trial concludes. Most cases settle privately, with no lawsuit filings and no court involvement. The contingency fee structure incentivizes your lawyer to pursue maximum compensation for your injury claims. Frankly, an experienced lawyer will collect more from insurance companies than an unrepresented victim. To the extent that your lawyer collects more than you could have, he/she pays his/her own fee. Our goal is to leave you with far more settlement money in hand than you would ever get handling your case alone, and we make the insurance claim process much easier for you.

While many underinsured and uninsured driver accident law firms charge 33.3% of the settlement and 40-44% of amounts collected after a lawsuit is filed, our firm offers a more client-oriented rate of 25% on the settlement and 33.3% on any amounts collected in litigation. We file lawsuits only when an insurer refuses to offer a fair settlement, and only when we agree together that suit filing is the best path toward full compensation for your accident claims. We are a boutique law firm dedicated to concierge level client service and excellent results. We only handle serious motor vehicle accident cases, and our discounted fee percentage leaves a larger share of your settlement money in your hands when the case closes.

Reduced Fee Structure
Reduced Fee Structure

Hiring Our Firm Is Easy - With a Phone Call We Can Start Today

We stand ready to begin working on your case now. We offer free consultations by phone and if you want our help, we can meet in our office, and we also have investigators who can meet with you where you are, whether its at your home, your work or even if you are still under care at Coventry House Inn of Henderson near Henderson. If you prefer, you can even retain us by exchanged mailings. We charge no legal fee to help our clients with their property damage claims, and charge nothing for home visits. And remember, there are no up-front costs because our fee is a percentage of settlement, so we are paid only if and when we collect a settlement that you accept.

Associates Difference

What clients say about us.

Understanding the Difference Between Underinsured Drivers and Uninsured Drivers

Uninsured Motorist (UM) coverage compensates crash victims for injuries and damages resulting from an accident caused by a driver who has no insurance whatsoever, or by a hit & run driver who cannot be identified. UM does not for property damage caused by a hit & run driver, but injury claims are fully covered by all applicable policies. In contrast, Underinsured Motorist (UIM) coverage steps in when a driver has liability insurance, but the coverage limits are insufficient to cover the injuries and damages they've caused.

The number of drivers on the road without insurance is quite alarming. According to the Insurance Information Institute, around 13% of motorists in the United States are uninsured. In North Carolina, that figure is notably lower, with about 6.5% of drivers operating without insurance coverage. However, the mandatory coverage limits in NC are quite low: before July 1, 2025, drivers can legally drive with only $30,000 per-person and $60,000 per-accident in bodily injury liability coverage. After July 1, 2025, our mandatory coverage increases to $50,000 per-person and $100,000 per-accident.

Our firm only handles real injury claims arising from forceful collisions. We commonly represent victims with injury claims worth more than $50,000. In these cases, we make sure the victim does not sign a Release for the liability coverage, because this destroys your payment rights for UIM coverage. We also notify and open claims for all stackable UIM policies. Once we bring all insurance companies and adjusters to the table, we present the strongest medical evidence, present a strong threat of litigation and trial, and push for the highest possible settlement offer.

Difference Between Underinsured
Policy Stacking Work

How Does Policy Stacking Work in North Carolina?

UM and UIM are both stackable coverages in NC. If the at-fault driver had no insurance or was a hit & run driver, all UM policies stack. If the at-fault driver doesn't have enough coverage to fully fund your injury claims, all UIM policies stack to provide aggregate coverage and payment for all injury claims.

Policies stack from three sources - the policy on the vehicle the victim was riding in, the victim's personal auto policy if they were riding in someone else's vehicle, and every separate policy for anyone related to the victim by blood or marriage who resided with the victim on the date of the accident. Consider this hypothetical: Mary is riding with her friend Paula when they are struck by a hit & run driver. Paula's UM policy provides $50,000 per person in UM coverage. Mary has her own car and her policy has $100,000 in UM coverage. Mary lives with her son who has a separate auto insurance policy with $250,000 in UM coverage. In this case, Mary can stack and collect from all policies, and receive up to $400,000 in tax-free injury claim payments.

Uninsured

When is An Automobile Deemed Uninsured in North Carolina?

North Carolina's Motor Vehicle Safety and Financial Responsibility Act of 1953 (MVSFRA) defines a vehicle as "uninsured" if it lacks both bodily injury liability insurance and property liability insurance that meets at least the minimum limits set by state law. A vehicle may still be deemed uninsured if it has such insurance but the insurer denies coverage or has gone bankrupt.

Underinsured

When is An Automobile Deemed Underinsured in North Carolina?

According to the MVSFRA, a vehicle is deemed "underinsured" when the total liability limits from all applicable bodily injury insurance policies at the time of the accident fall short of the limits of underinsured motorist coverage for the vehicle involved in the collision and covered under the owner's policy.

Consult

Always Consult with an Underinsured/Uninsured Driver Accident Attorney in Henderson

When you file an uninsured or underinsured motorist insurance claim, your UM/UIM insurance carrier essentially acts as if they were the defendant. Despite being your own coverage, the insurance adjuster will try to reduce the amount they pay you just as the insurance company of the at-fault driver would. Always remember that insurance companies are for-profit businesses. They are in business to collect premiums, not to pay claims.

Your insurance adjuster might downplay your injuries or argue that you were fully or partially responsible for the accident. In North Carolina, under our pure contributory negligence law, if you are deemed even slightly at fault for the accident, you have no payment rights and cannot collect any compensation. If the adjuster can place you just 1% at fault, you get nothing. And insurance adjusters always challenge claims, question the extent of your injuries, argue that medical bills are unreasonable, and they offer pennies on the dollar to unrepresented victims. That's why it's crucial to involve an attorney as soon as possible—this helps protect your rights and increases your chances of collecting a settlement that reflects what you would receive from a jury of your neighbors following a successful trial.

Even if you prefer to handle your case without a lawyer, personal injury lawyers offer free consultations which can be accomplished by phone or in person. Invest time to talk with a victims' rights advocate who can explain your rights and options, and help you understand how to properly present your accident/insurance claims.

North Carolina

Compensation Options After A Uninsured or Underinsured Motorist Accident

When it comes to collecting compensation after an uninsured or underinsured driver accident, the amount you get often depends on your auto insurance policy. In North Carolina, the law mandates that all car insurance policies include Uninsured Motorist coverage, but having Underinsured Motorist coverage is optional. That means you can collect benefits for Uninsured Motorist through your own policy, while benefits for Underinsured Motorists will depend on your coverage and the coverage on any other policies that apply.

Here's how you may be protected:

Uninsured Motorist Coverage (UM Coverage)

Uninsured Motorist coverage (UM) comes into play when another driver is at fault and lacks liability insurance. In such cases, the UM your insurance provider will assist in covering medical expenses, lost wages, pain and suffering, and property damage, up to the limits set in your policy. UM coverage also applies if your collision was caused by a hit and run driver. In these cases, UM covers the injury claims but will not pay for repairs or replacement of your damaged vehicle. Thus, collision coverage is needed to collect for property damage caused by a hit and run driver.

Underinsured Motorist Coverage (UIM Coverage)

Underinsured Motorist coverage (UIM) comes into play when the at-fault driver's insurance limits aren't enough to cover your accident-related losses. In such cases, your may be able to access multiple UIM policies to help cover your claims and damages that exceed what the at-fault driver's policy can provide.

In North Carolina, the minimum limits for Uninsured/Underinsured Motorist (UM/UIM) coverage match the state's minimum liability requirements. This means you should have at least $30,000 for each injured person in an accident, $60,000 total for personal injuries per accident, and $25,000 for property damage. If you find yourself in an accident with a driver who lacks sufficient insurance and you don't have UIM coverage, don't lose hope. You may be able to access other policies, or you can still work with an underinsured driver accident attorney in Henderson to pursue a lawsuit against the at-fault driver's personal assets.

Uninsured Motorist Coverage
Stacking Interpolicy Uninsured

Both types of insurance coverage provide compensation for injuries that typically arise from motor vehicle collisions. For a claim to be valid, the at-fault driver's negligence must be the "proximate cause" of the costs or damages incurred. Some of the UM and UIM damages you can claim include:

  • Emergency Room Costs
  • Medical Bills
  • Cost of Surgical Procedures
  • Medical Transport and Ambulance Costs
  • Medications and Medical Devices
  • Lost Wages
  • Permanent Injury
  • Job Loss Due to Injury
  • Permanent Disability
  • Costs Associated with Rehab, Physical Therapy, or Treatment
  • Tax Free Payment For Past & Future Pain, Suffering and Inconvenience
  • Wrongful Death of Your Loved One
  • More

Stacking Interpolicy Uninsured or Underinsured Motorist Coverage Explained

Under North Carolina law, you can draw not only from your own insurance policy but also from the policy of any relative by blood or marriage who currently lives with you and has UM/UIM coverage for their vehicle. For instance, a student going to Henderson Collegiate near Henderson, who is living at home, can stack and collect from both their UIM policy and their parents' UIM policy if each has separate vehicles and separate insurance policies. The key is separate policies. If a single crash victim has multiple auto insurance policies, the can stack and use all of those policies, and still collect from family-owned policies AND the policy for the vehicle they occupied during the accident.

It's important to understand that UM/UIM coverage isn't automatically applied - North Carolina has specific regulations that outline when an injured party can file a UM/UIM claim. Since these rules can be quite complex, it's wise to work with an uninsured or underinsured driver accident attorney in Henderson who is knowledgeable about underinsured and uninsured motorist coverage to help navigate the process and effectively resolve your claim.

North Carolina Underinsured/Uninsured Driver Lawsuit FAQs

Here are some of the most frequently asked questions we get from clients who were hit and injured by an underinsured or uninsured driver in North Carolina.

Uninsured Motorist coverage does cover injury claims arising from a hit-and-run accident, but certain criteria must be met to prevent fraudulent claims. First, victims should report the crash to police immediately Period Second, if your injuries are significant, you should speak with a lawyer about how to report claims and speak safely with insurance carriers. Lastly, there must be actual contact between the vehicles involved. This is often referred to as the "no contact rule." For instance, if one vehicle forces another off the road without any physical contact, the uninsured motorist coverage is not liable and North Carolina law allows them to deny the claim.

After an accident, the process of recovery can feel daunting and overwhelming, especially if you're dealing with injuries or recovering at The Bridges on Parkview near Henderson. That's why it's wise to reach out to one of our experienced personal injury attorneys, who can help take that burden off your shoulders. We work on a contingency fee basis, meaning you won't owe us a dime unless we secure compensation for you. That means there's no downside to giving us a call at (800) 411-1583 to explore your options.

According to North Carolina law, interpolicy stacking is applicable only to insurance for "nonfleet private passenger motor vehicles," as outlined in N. C. Gen. Stat. §58-40-15 (9) and (10). Furthermore, any uninsured or underinsured motorist coverage included in a policy that covers five or more vehicles, or that pertains to vehicles not classified as a "private passenger motor vehicle" under the statute, does not qualify as a "separate or additional policy." Therefore, the limits of such coverage cannot be stacked with those of any other policies when determining the uninsured and underinsured motorist limits.

To protect your right to payment for your injury claims, it's important to be aware of the deadlines for filing uninsured and underinsured motorist claims, referred to as the statute of limitations. In North Carolina, you typically have three years from the date of the accident to file your lawsuit against all liable parties. However, in fatal injury cases, our NC Wrongful Death Act requires suit to be filed within two years. You should never wait until the last minute to you're your lawsuit! Navigating the claims process can be tricky, and the last thing you want is to miss out on the compensation you deserve because you didn't meet the deadline. That's why it's a good idea to team up with a skilled uninsured driver accident attorney in Henderson who can help you handle your claim more effectively.

Many drivers shell out significant premiums to insurance companies for coverage in the event of an accident. Unfortunately, insurance companies commonly oppose, minimize and deny valid claims. This leaves injured individuals and victims of motor vehicle accidents in a tough spot when they need assistance the most. Unfortunately, it happens frequently and insurance companies often resort to various tactics to safeguard their profits.

Tactics like these are made in bad faith. They can include:

  • Facilitating Ridiculous Delays to Avoid Claim Resolution
  • Purposely Misinterpreting Policy Language to Avoid a Claim Payout
  • Not Conducting a Comprehensive Claim Investigation
  • Claiming that Injuries Were Not Caused by the Collision
  • Using Abusive Action Such as Intimidation

Insurance companies often rely on these claim-opposition tactics to delay, minimize & deny claims, which underscores the importance of having a strong advocate by your side. Partnering with an experienced NC underinsured or uninsured accident lawyer can help your claim get approved, and help you collect maximum payment for your crash-related losses.

Nagle & Associates: Fighting Fearlessly for Your Compensation

If you've been in an accident caused by an uninsured or underinsured driver, it's very easy for insurance adjusters to control the dialogue and steer you toward a bad result. Even though you're dealing with your own insurance company, they know you don't intend to go to court without a lawyer, and they will not help you find reasons to pay full value for your accident and injury claims. Expect opposition and don't trust the insurance adjuster who is being paid to minimize your claims.

At Nagle & Associates, our experienced attorneys in North Carolina only handle motor vehicle accident cases and we know exactly how to pursue and collect maximum payment fo any victim of an uninsured or underinsured driver. We have decades of experience with complex traumatic medical cases, and we know how to collect and present your medical evidence, and how to compel the insurance adjusters to pay the full value of your case. We have mastered all NC insurance laws, and we know how to access multiple policies and compel maximum payment for your injury claims. We work closely with every client, develop a relationship that helps us understand your story, and work to solve your problems every step. We work for you, and with you! Together, we'll gather the details of your situation, thoroughly investigate the incident, and outline the best legal options for you. Whether you need guidance through the entire process, assistance in negotiating with the insurance company, or representation in court against a negligent driver or insurer, we've got your back. We're not afraid to take a strong stance to ensure you get the compensation you're entitled to.

Contact our office today for your free consultation.

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Latest News in Henderson, NC

WNC wildfire hopped river in two places: See evacuation readiness map for Polk, Henderson

With three fires in Polk and Henderson counties burning on public and private land, the N.C. Forest Service and county emergency management departments have released a map indicating the size and location of the fires as they've grown in the last two days. The maps also indicate suggested readiness levels for residents.With weather expected to be dry and wind gusts over 30 mph on March 25, there is a high likelihood the fires could grow. Here's what to know.Where are the fires?The largest fires in WNC ar...

With three fires in Polk and Henderson counties burning on public and private land, the N.C. Forest Service and county emergency management departments have released a map indicating the size and location of the fires as they've grown in the last two days. The maps also indicate suggested readiness levels for residents.

With weather expected to be dry and wind gusts over 30 mph on March 25, there is a high likelihood the fires could grow. Here's what to know.

Where are the fires?

The largest fires in WNC are located in Polk and Henderson counties. The two larger fires, the Deep Woods Fire and the Black Cove Fire, are located in the Green River Gorge and nestled in a valleyed stretch of the area typically known for tubing and kayaking in the summer months.

How big are they?

As of the latest March 24 update from the N.C. Forest Service, the Black Cove Fire spans 2,813 acres and is at 0% containment. The Deep Woods Fire is at 2,742 acres and is at 0% containment.

Another fire, the Fish Hook Fire, is at 199 acres and 69% containment, the N.C. Forest Service estimates.

Map of Deep Woods, Black Cove, Fish Hook fires

Henderson County Emergency Management, Polk County Emergency Management and the N.C. Forest Service have released maps of the three fires, indicating that the Black Cove fire had hopped over the Green River, spreading to the west ridge of Cove Mountain. N.C. Forest Service spokesperson E. J. Dwigans confirmed the fire had hopped the river in two spots in Polk County. The fire moved toward Cove Creek on March 24, according to the N.C. Forest Service's update.

Henderson County Emergency Management map includes indications of whether an area has been evacuated and how prepared residents should be to evacuate if the fire spreads to their community. Suggestions for those in green areas include considering a plan if evacuation becomes necessary. Those in yellow areas, have a "high probability" of a need to evacuate, meaning they should pack necessary items and prepare family and pets for potential departure. Those in red areas have been issued evacuation orders.

An interactive map of all wildfires in WNC and in Upstate South Carolina is available on the Citizen Times website.

How are firefighters responding?

As of the latest March 24 update, 263 personnel from North Carolina, South Carolina, Michigan, Montana, Wyoming, Tennessee, Oregon, South Dakota and California are working to stop and slow the spread of the fire and protect structures. On March 23, Polk County Fire Marshal Bobby Arledge called fighting the fire amid complications from Tropical Storm Helene a "nightmare."

Evacuation orders

In response to the Black Cove Fire in Polk County, evacuation orders have been issued for residents who live along Lady Slipper Trail, Big Hungry Road, Spurgeon Cove Lane, English Heifer Cove Road, Deer Trail, Scarlets Mountain Road and Green River Cove Road addresses from 1091-1528. In Henderson County, voluntary evacuation orders have been issued for Laurel Mountain View Road and Boulder View Road.

In response to the Deep Woods Fire, evacuation orders have been issued for residents on Fox Paw Lane and from 5079-7265 Holberts Cove Road.

In total, Polk County has issued 165 evacuation orders while Henderson County has issued 29.

Polk County's shelter for wildfire evacuees is located at 75 Carmel Lane in Columbus. Henderson County's emergency shelter is located at 708 South Grove Street, Hendersonville.

This story will be updated.

Will Hofmann is the Growth and Development Reporter for the Asheville Citizen Times, part of the USA Today Network. Got a tip? Email him at [email protected].

Senior Duo Making Noise for NC Spartans Henderson

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After years of watching Coach Henderson’s NC Spartans group consistently outperform their competition, we’ve reached the final chapter for this team. Although the coaching and advocating for players doesn’t stop, this will be his last ride coaching guys like Bryson Mickey and Elliott Erlandsson. The unsigned senior duo will play their last few weeks in hopes of attracting college coaches and earning opportunities to play at the next level. Let’s take a closer look at what each guy brings to the table…

Although Mickey recently received his first offer from Forsyth Tech, it feels like he’s been overlooked by far too many coaches over the last calendar year. He’s an incredibly smart, poised point guard who doesn’t require elite size or explosiveness to dismantle opposing defenses. Mickey is a very crafty ball-handler who utilizes his impressive pace, vision, and ability to dissect defenses to reliably run a team. He shoots the ball at a high percentage along the perimeter, yet applies constant pressure as a penetrating threat. Mickey finishes well around the basket but is capable of locating and making the right pass without hesitation. He’s a scrappy defender who plays with quality energy. Mickey has also visibly improved his body over the recent months.

In looking at Erlandsson, he feels like another guy who should warrant attention from college coaches. He’s a well-rounded utility piece with the ability to naturally fill in the gaps while producing in several types of roles. Erlandsson possesses a solid frame with a high motor, unselfish mentality, and toughness on both ends of the floor. Between his scoring, defense, and rebounding, he’s capable of doing everything on the court. Add in his willingness to make the extra pass and consistently do the dirty work, and it’s easy to see how Erlandsson impacts a game.

Henderson County prepares for possible wildfire spread with evacuation shelters ready

HENDERSON COUNTY, N.C. (WLOS) — The wildfires in Polk County could soon reach other parts of the mountains. Henderson County officials have been in meetings with the NC Forest Service and Polk County first responders.Henderson County prepares for possible wildfire spread with evacuation shelters readyLaurel Mountain View Road and Boulder View Road are the only parts of Henderson County currently under a voluntary evacuation order. Big Hungry Road, which runs across Henderson and Polk, has had residents leave the area, as ...

HENDERSON COUNTY, N.C. (WLOS) — The wildfires in Polk County could soon reach other parts of the mountains. Henderson County officials have been in meetings with the NC Forest Service and Polk County first responders.

Henderson County prepares for possible wildfire spread with evacuation shelters ready

Laurel Mountain View Road and Boulder View Road are the only parts of Henderson County currently under a voluntary evacuation order. Big Hungry Road, which runs across Henderson and Polk, has had residents leave the area, as well.

"We've asked these people to leave," Henderson County Chief Communications Officer Mike Morgan said. "We recommend that they leave."

FIRE CREWS STRUGGLE WITH STEEP TERRAIN, WIND AS LARGE NORTH CAROLINA WILDFIRES SPREAD

As of Monday afternoon, none of the fires have reached across the Polk/Henderson County line. The Parks and Recreation Center along South Grove Street in Hendersonville opened as an evacuation shelter over the weekend. However, since yesterday, crews have been closely monitoring the situation.

"We've got a lot of volunteer fire departments on standby in those border areas," Morgan confirmed. "Especially near some of the homes where if the fire did jump, we can be there to help protect those homes. We're here to monitor the situation very closely."

That work continued Monday along Macedonia and Knight Road in southern Henderson County.

MAJOR CONSERVATION MILESTONE ACHIEVED AS 1,439-ACRE PINNACLE MOUNTAINS WEST SAFEGUARDED

"We're trying to be proactive," Henderson County Fire Marshal Kevin Waldrup said Monday. "We're looking at the computer data on the fire roads and fire spread. They're prepping homes with defendable space around them. That's to try and prevent those structures from catching [on fire] if the fires reach this area. If it gets dangerous, there will be a mandatory evacuation."

There are ways to protect your own home without the help of firefighters.

"You can do things like blow leaves out of your gutter, blow leaves out from around your deck, take firewood from the side of your house, and just make a defendable space," Waldrup explained. "That can be with leaf blowers or whatever you've got around your home."

Henderson County's website and social media pages will have timely updates on evacuation orders as the week goes on.

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Click HERE for the latest updates.

Henderson County emergency shelter opens as wildfire nears county line: Voluntary evacuations

Henderson County officials opened an emergency shelter the evening of March 23 as a substantial, uncontained wildfire in Polk County spreads west near the county line.The Black Cove Fire is ...

Henderson County officials opened an emergency shelter the evening of March 23 as a substantial, uncontained wildfire in Polk County spreads west near the county line.

The Black Cove Fire is one of two wildfires burning in Green River Cove, at the far western portion of Polk County. Over the weekend, the fire had burned into a section of N.C. Wildlife Resources Commission game land all the way to the Green River. The fire was at 2,076 acres and 0% containment while firefighters construct control lines on both sides of the river to prevent the fire from spreading into neighborhoods west of the fire — like Big Hungry area of Henderson County. The last acreage update was provided from the N.C. Forest Service just after 6 p.m. March 23.

Henderson County Emergency Management is recommending voluntary evacuations of residents in the areas of Laurel Mountain View Road and Boulder View Road as the Black Cove Fire approaches the county line, spokesperson Mike Morgan said the evening of March 23.

An emergency shelter is now open at the Parks & Recreation Athletics and Activity Center in Henderson County. The shelter address is 708 South Grove Street, Hendersonville, N.C. 28792.

A morning briefing on March 24 with all firefighters will wrap up within the next hour, Morgan said just before 8:30 a.m., and more information will be available at that time.

On March 23, the Federal Emergency Management Agency approved North Carolina for a Fire Management Assistance Grant, Gov. Josh Stein said Sunday evening on X, formerly known as Twitter. These grants apply to fires that threaten to bring enough destruction to be considered a "major disaster" and must meet or exceed a set cost threshold. For North Carolina, that's over $2.9 million among multiple fires.

This story will be updated.

Ryley Ober is the Public Safety Reporter for Asheville Citizen Times, part of the USA Today Network. Email her at [email protected] and follow her on Twitter @ryleyober

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This website publishes news articles that contain copyrighted material whose use has not been specifically authorized by the copyright owner. The non-commercial use of these news articles for the purposes of local news reporting constitutes "Fair Use" of the copyrighted materials as provided for in Section 107 of the US Copyright Law.
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