Winston-Salem: Personal Injury Lawyer
Our Fee is 25% of Settlement
Winston-Salem Personal Injury Lawyer
Nagle & Associates opened here. The Winston-Salem office at 380 Knollwood St, Suite 320 was the firm’s first, and it is still the home office, thirty years and six additional locations later.
That means the roads in this city are our home-town roads and highways. Our headquarters staff drives these roads daily, and we have handled local crash cases from every one of these roads. US 421/Salem Parkway and US 52 cut directly through downtown, and we see wrecks on these roads nearly every day. Silas Creek Parkway, Peters Creek Parkway, and University Parkway carry high volume traffic at high speeds past neighborhoods, businesses and schools. Stratford Road and Hanes Mall Boulevard generate turning collisions all afternoon, and Fourth Street and our downtown bar and restaurant district produce a different kind of crash after dark. We have worked all of these types of cases.
Call (336) 723-4500 or (800) 411-1583 for a free consultation.
Reviews & Testimonials
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Thirty Years on These Roads
Winston-Salem is where the firm started, and it has been our home office ever since. Carl Nagle has practiced in Forsyth County for three decades, and this office remains the most established of the seven offices we now operate across North Carolina.
We only accept roadway injury cases – that is our sole focus. Nagle & Associates is the only law firm in North Carolina that accepts roadway crash claims and refuses everything else, and we have turned away or referred out every other kind of injury case for three decades.
Cases we handle in Forsyth County include:
- Car accidents, including the rear-end and left-turn collisions that make up most of the claims in Forsyth County
- Truck accidents on Salem Parkway, US 52, and the interstate routes feeding the Triad
- Motorcycle accidents, which Carl Nagle handles personally
- Uber and Lyft crashes
- Catastrophic injuries requiring lifetime care
- Wrongful death cases after a fatal crash
One Percent Is All It Takes
Before anything else, crash victims must understand the rule that governs every crash claim in this state. Their right to compensation for all losses depends on this harsh rule.
North Carolina applies the law of pure contributory negligence, which only three other states and the District of Columbia still follow. If a jury decides you were 1% responsible for the collision, you have no right of compensation and no right to be paid for your vehicle damage and injury claims. Some states follow comparative negligence, so someone who is slightly at fault can still collect partial payment for their damages. Under our law, there is no reduced award. The claim ends.
Adjusters build their questions around that rule, and they are good at it. This is why we tell every caller the same thing: give no recorded statement until a lawyer has gone through the evidence with you. Don’t take your legal advice from the adjuster who is paid to oppose your claims.
Timing compounds the risk. In serious injury cases, especially where commercial vehicles and large policies are involved, insurance companies investigate the crash quickly. Their one-sided investigation is aimed solely at defeating all victims’ legal cases. If the insurance company is the only party investigating, important evidence will certainly be left behind.
Early investigation avoids the risk that critical evidence can quickly disappear. Witnesses relocate, vehicles get scrapped, business camera footage gets overwritten within days, trucking companies may destroy driver records after six months, and rideshare trip data does not sit on a server indefinitely.
Timing matters later in the case as well, because injury claims in NC face critical suit-filing deadlines. An injury lawsuit must be filed within three years of the crash date, or the case is lost forever. A wrongful death lawsuit faces a two year deadline. In every case, crash victims should act quickly to gather and preserve valuable evidence, and to protect their legal rights.
Insurance companies move fast after a serious wreck, and we do the same for our clients. Two retired North Carolina State Troopers and three licensed North Carolina claims adjusters work on our staff, and they help to collect and preserve evidence, and to build cases insurance companies cannot ignore. In more complex cases, we have retained the best crash reconstruction engineers and forensic experts in the state whenever necessary. Our resources are available now and with just a signature, we can start working for you immediately. Our legal fee is paid only if and when you collect.
Carl Nagle Spent Years on the Insurance Side
Before he represented a single injured person, Carl Nagle worked for the companies that fight these claims. The insurance company trained him, so he knows every aspect of these cases.
He first worked as a claims adjuster for Progressive Insurance, handling claims against Progressive auto policies. During his time there, he also handled on-call duty for their commercial lines & trucking division, which involved being flown to tractor-trailer wreck sites across the southeast to gather evidence that would sink a victim’s case. This training helps him now every day. After law school, Carl spent years as an insurance defense lawyer in Atlanta, defending careless drivers and trucking companies in Atlanta courts.
He knows how a reserve gets set, what an adjuster is authorized to offer, what moves case values up and down, what traps and tactics adjusters use, and which arguments they raise when they have no intention of paying. His standing warning to crash victims is direct – Claims adjusters are paid cost-control experts, and they work only to avoid or minimize victims’ claims. Adjusters are trained to be friendly, earn your trust, and then willfully underpay valid claims.
Money Sources For Winston-Salem Crash Cases
The at-fault driver’s insurance policy listed on your Winston-Salem police report is frequently not the only money available, and no adjuster is going to help you find other fund sources.
When the at-fault driver’s coverage will not pay the full value of your injury case, we typically find other money sources that can be accessed to pay our clients. Homeowners umbrella coverage and other excess liability policies add to the at-fault driver’s auto coverage. An employer’s commercial coverage also might pay if the driver was working at the time, and business policies often carry high limits. And we also look for every layer of underinsured motorist (UIM) coverage that applies, which is almost always more than one.
North Carolina permits UIM stacking, and after the law changed in 2025, UIM reaches every case where liability limits fall short of what the claim is genuinely worth. The only exceptions are a person with no extra coverage who is riding with the at-fault driver, and cases where a large number of victims are competing for limited coverage. In all other cases, NC crash victims can collect from two or more policies.
UM/UIM stacking often allows us to collect from three or more policies. “Stacking” means a victim may collect from several policies at once: UIM coverage is extra coverage that pays you if your injury claims are worth more than the total liability coverage available on all policies that cover the at-fault driver. After all liability coverage is on the table, the victim can then look to these additional sources for UIM benefits:
- UIM on the vehicle they were riding in
- UIM on their own auto policy, if different from the involved vehicle and
- UIM on every policy belonging to any person related to the victim by blood or marriage who lived at their address on the date of loss.
Those policies sit on top of each other, and the total adds up quickly. Locating them is the part of this work where Carl’s insurance background pays off big for our clients.
Proving the Full Nature and Extent of All Injuries
Personal injury case value comes down to medical evidence. Two people with the same diagnosis can end up with very different settlements depending on how well the injury was documented and how clearly the future impact of all injuries was established.
Three decades of nothing but crash cases has made this firm fluent in traumatic medicine. Our paralegals read diagnostic reports and medical records with decades of medical experience behind them. Severely injured people in this area are treated at Atrium Health Wake Forest Baptist Medical Center, the Level I trauma center serving the Triad, and our attorneys have worked alongside many of the physicians practicing there.
Our greatest resource is our medical knowledge, and we apply it in every case. By drilling down into the medical records and diagnostic reports, we are able to highlight the evidence that adjusters respond to. We also know how to build evidence to show how injuries will impact the victim’s future health, future work life, and future quality of life. This is the key to securing the highest settlement or trial verdict in a serious injury case.
Carl also wrote the book on the legal side of it. North Carolina Auto Accident & Insurance Law is now in its third edition, covering insurance coverage law, trial practice, evidence, and the law of damages that determines what a crash victim is entitled to collect. The book includes a Chapter discussing the more common traumatic injuries that arise from serious crashes.
A Quarter, Not a Third
Most personal injury firms charge 33.3% of the settlement. We have reduced our fee to 25%.
On a $1 million recovery, that is the difference between the client receiving $750,000 and receiving $667,000. The additional $83,300 lands in our client’s account for one reason, which is that we charge less. Every penny our clients receive is tax-free. If the case has to be tried, our litigation fee is 33%, far less than the 40-44% most injury lawyers charge once suit is filed.
Our fee also absorbs the case administration costs that many firms bill on top of their percentage, including postage, copy costs, Medpay administration costs, etc. North Carolina clients are responsible for filing fees and litigation expenses, but we advance those in every case, so nothing is paid out of pocket while the case is open. We invest in the case, and we only spend money when we know that the investment will increase case value. We also handle our clients’ property damage claims at no charge. After settlement, we handle the complex settlement accounting that further increases our client’s end result. This includes confirming medical bills still due, negotiating reductions in unpaid medical bills, evaluating health insurance reimbursement claims and paying only what’s valid, and seeking discount in health insurance lien claims when they do have a right to a share of settlement money.
We are not a discount law practice. Rather, due to our success handling serious injuries and large-loss cases, we are able to charge a smaller share for our clients. Our lower percentage also demonstrates our confidence that we will secure maximum payment in every case.
How We Work
You see your doctors, and we handle everything else. We handle all legwork, insurance filings, paperwork, medical records requests, investigative tasks, insurance communications, case building, negotiations, and settlement accounting.
There is no voicemail at this firm. A person always answers the phone. Every client gets a dedicated paralegal and direct access to their attorney, and a 30-day calendar runs on every file so nobody has to wonder what is happening with their case. We have never advertised on television, radio, or billboards, which is deliberate and is part of why the fee stays where it is. Most cases settle privately, with no lawsuit and no court appearance. When an adjuster will not pay fair value, we are ready to try the case in Forsyth County Superior Court in downtown Winston-Salem, and if you live outside of Forsyth County, we conduct your jury trial in your home county instead.
Individual settlements at this firm have run from the hundreds of thousands to well over $10 million. Carl Nagle belongs to the Million Dollar Advocates Forum and the Multi-Million Dollar Advocates Forum, which admits only attorneys who have resolved cases at $2 million or more. We can easily help you take full control of your case immediately, and help you collect maximum payment for all injuries and losses.
Contact Us Today
If you need our help, there are no up-front costs. No legal fee is owed unless and until we collect money for you. If your injuries keep you at home or in the hospital, or getting to our Knollwood Street office is difficult right now, we will come to you and start the case there. We can also begin the case by exchanging mailings if this is your preference. If you need help, please reach out today.
Call (336) 723-4500 or (800) 411-1583. The phone consultation is free, and we are glad to give you answers and direction even if you would rather handle your claims without a lawyer.
