Greensboro: Uber Accident Lawyer
Our Fee is 25% of Settlement
Greensboro Uber Accident Lawyer
Greensboro’s downtown attractions, including the Coliseum for sports and the downtown restaurants and bars, bring a lot of business for Uber drivers in our area. Uber drivers are often from other areas, and they divide their attention between the passengers, their Uber app navigation directions and unfamiliar streets. As a result, we see a significant number of Uber crashes in Greensboro.
After a collision, two insurance companies will look at your Uber crash and each will explain why they owe nothing, and the other insurance carrier has sole liability for your losses. That argument can go on for months, and it turns on a single question nobody at the accident scene thought to ask.
Was the Uber app turned on, and what was the driver doing in the app when the accident occurred?
Nagle & Associates, P.A. handles rideshare crashes in Greensboro, and we can help you to immediately target the right insurance carrier for your injury case.
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Three App Positions, Three Different Answers
Uber’s insurance coverage for their North Carolina drivers works in tiers, with different levels of insurance coverage for each tier. The coverage tier depends entirely on what the Uber driver was doing when the accident occurred.
App off. The driver was off the clock. Uber’s insurance owes nothing and the driver’s personal auto policy is the only coverage in play. This is the insurance policy identified under the Uber driver’s vehicle description on your police report.
App on, no ride accepted. The driver was logged in and waiting to find a ride opportunity. Here the driver’s policy falls away, and Uber provides contingent liability coverage of $50,000 per person and $100,000 per accident for bodily injury, plus $50,000 in property damage. Those numbers track North Carolina’s required minimum auto insurance coverages.
Ride accepted, or passenger aboard. Once the driver is actively pursuing a ride, Uber’s $1,000,000 liability policy applies, along with uninsured and underinsured motorist coverage that protects passengers when the Uber driver wasn’t the one at fault.
The gap between the middle tier and the top one is $950,000. Never trust the insurance adjuster to get this right – we always demand the Uber trip records directly from Uber.
Nobody Volunteers the Coverage
Carl Nagle spent years as an insurance claims adjuster and later as an insurance defense attorney, and coverage analysis is the part of that background that pays off most in rideshare files. He learned where policies hide by working for the companies that write them.
Nagle & Associates only handles motor vehicle accident cases. We are proud to maintain this high level of focus. Clients who came here after a rideshare crash tend to say the same thing when it’s over. Nobody could tell them which insurance company was supposed to be paying, and after our firm sorted it out, the calls stopped and then we took care of every aspect of building the case and collecting and delivering payment to our client.
Who Gets Hurt in Uber Crashes
- Passengers in the back seat of an Uber
- Drivers and passengers in the other vehicle
- People on foot and on bikes, which matters in a city with two universities and a downtown that fills up on weekend nights
- Uber drivers themselves, who get hit by negligent motorists like anyone else and who occupy an awkward position with their own insurance company and with Uber
Greensboro generates the rideshare volume you’d expect from Elm Street on a Saturday, from UNC Greensboro and North Carolina A&T, from the Coliseum and from the steady run of airport trips to and from Piedmont Triad International.
One Percent Fault, and There Is No Claim
North Carolina is one of four states, plus the District of Columbia, that still applies pure contributory negligence. Anyone found 1% at fault recovers nothing.
Uber passengers are rarely exposed to this. They were sitting in a vehicle someone else was driving, and there’s usually no argument to be made. Everyone else in a rideshare crash needs to be careful. A driver, a cyclist, or a pedestrian can hand an adjuster an off-hand comment that the insurance adjuster later uses as an admission of partial fault. Under our state’s very unfair negligence law, partial fault ends your case.
Give no recorded statement to any insurance company until somebody has looked at the evidence with you. Legal consultations are free, so it’s wise to talk about your case and circumstances with a lawyer even if you intend to handle your case without counsel.
Valuable Evidence Has a Shelf Life
Trip records, driver status logs, and app data exist on Uber’s internal systems, and even the Uber app is limited if you were a paying passenger injured in a Uber crash. The screenshot you take in the first hour may be the only version of it you ever control.
If you can, capture the ride details in the app as soon as possible after an accident: driver name, vehicle info, trip time. Report the crash through the app, and then stop.
Everything after that is better handled by someone who can request the underlying records formally. A Greensboro car accident lawyer involved early can preserve evidence that quietly goes away if a formal demand is not made early.
What an Uber Accident Claim Is Worth
When an Uber driver causes a crash, the claim is worth more because we have a commercial driver and a large company to name if the case goes to trial. Most auto injury cases settle privately, with no lawsuit filings and no court involvement. However, case value does depend on certain facts, and the fact that the driver was busy working for Uber when he caused a crash is an impactful fact that increases case value. Also, for an injured Uber passenger, the fact that they paid for a safe ride and got injured certainly increases the settlement.
Crash victims are entitled to a number of separate elements of damages in our state. North Carolina permits recovery of medical expenses already incurred plus the cost of future care your doctors say you’ll need, along with lost wages and lost future earning capacity. On top of those losses, Uber crash victims can also collect additional tax-free payment for pain and suffering, permanency of injury, scarring, disfigurement, and lost quality of life. When a rideshare crash is fatal, the family has two years to bring a wrongful death claim.
Our firm’s contingency fee is 25% of settlement, compared with the 33.3% most personal injury firms charge. Due to our success in large-loss cases and because we are confident we will secure maximum payment for our clients, we choose to charge a lower fee percentage for our clients. On a serious injury case that reaches Uber’s full $1,000,000 policy, that difference is $83,300 in additional tax-free money that stays with our client at the end of the case.
The firm advances every case cost, including the cost to file suit if litigation is necessary and the costs we incur if medical testimony becomes necessary. Thus, you pay nothing for legal fees or case costs until the end of your claim. If we don’t win your case, there’s no fee and we absorb the costs invested to pursue your Uber accident case.
Why a Crash-Only Firm
There are reasons to hire this firm beyond the fee, and focus is one of them. Rideshare law evolved quickly over the last decade and it is still frequently changing. Carriers count on injured people, even some lawyers, not knowing exactly where the coverage lines fall in North Carolina today.
We choose to only accept personal injury cases arising from roadway accidents. With Carl’s insurance industry experience and with three licensed NC claims adjusters on staff, we know how to unravel complex coverage question. With over 30 years only handling traumatic injury claims, we have mastered the field of traumatic medicine. We know how to build and present evidence to prove the full extent of all injuries. Our reputation as a trail law firm in the auto injury arena commands respect from insurance companies, resulting in top-dollar settlements for our clients.
Rather than trying to do several things well, we chose to master one type of legal case. This allows us to offer concierge-level service, NC’s lowest personal injury legal fee and maximum results for our clients. Even though we only handle one type of personal injury case, we have still recovered more than $850 million for car, truck, motorcycle, and roadway accident victims across North Carolina. If you or a loved one was involved in an Uber crash, we know exactly what to do and we stand ready to help you take full control of your legal case. From day one, we take care of everything – you work with doctors to recover your health and we handle everything else.
Frequently Asked Questions
Who pays for my injuries after an Uber crash?
It depends on who caused the accident and, if more than one driver caused it, all at-fault drivers owe. If the Uber driver caused the accident, who pays depends on what the driver was doing in the Uber app. With a ride accepted or a passenger in the car, Uber’s $1,000,000 policy applies. If the Uber driver was logged in and waiting for a ride opportunity, Uber’s coverage pays up to $50,000 per-person for injury claims. If the Uber App was off, Uber is not involved so the driver’s personal auto policy pays your claims. Uber’s internal driver trip records establish which source pays the victim’s claims.
Do I have to sue Uber?
Usually not. Uber classifies their drivers as independent contractors, and despite challenges this courts have upheld this distinction. Thus, Uber does not owe, although their insurance policy does still cover and pay claims when an Uber driver causes a crash. Also, most personal injury cases, even those with attorneys involved, settle privately, with no lawsuit filings and no court involvement.
The driver told the adjuster he was off the app. Can I do anything about that?
Yes. His recollection isn’t evidence. Trip and driver-status data can be requested directly from Uber, and it either supports what he said or it doesn’t. Uber’s driver-status data controls the issue.
Talk to a Greensboro Uber Accident Lawyer
Our Greensboro personal injury office is at 7 Corporate Center Ct, Greensboro, NC 27408. Call (336) 723-4500 or (800) 411-1583 for a free consultation. If your injuries or location make a visit to our office difficult, we are glad to come to you if this helps to get your case started.
