Winston-Salem: Uber Accident Lawyer
Our Fee is 25% of Settlement
Winston-Salem Uber Accident Lawyer
Rideshare crashes are not like ordinary car accidents. When an Uber is involved, the question of who pays depends on what the driver was doing on the app at the exact moment of the crash, and multiple insurance policies may apply at once. If you were hurt in an Uber accident in Winston-Salem, whether as a passenger, another driver, a cyclist, or a pedestrian, Nagle & Associates, P.A. is a Winston-Salem Uber accident law firm that focuses entirely on roadway crash cases and knows how to find every dollar of coverage available to you.
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Why Winston-Salem Passengers and Drivers Choose Nagle & Associates
Nagle & Associates is North Carolina’s only law firm that handles exclusively motor vehicle accident cases. We concentrate all of our time, research, efforts and focus on roadway crash claims.
We offer NC’s best auto accident injury legal fee. Our fee is 25% of settlement, compared with the 33.3% that most personal injury firms charge, so our clients’ share is 75% of every settlement dollar instead of 66.6%. On a serious injury settlement for an Uber crash injury case, where coverage can reach $1,000,000, that difference can amount to tens of thousands of dollars in tax-free compensation that stays in your pocket.
Carl Nagle’s insurance background helps our the firm uncover hidden coverage layers, including umbrella policies, excess liability coverage, commercial, and underinsured motorist policies, to expand the pool of money available to a client. In Uber cases, this skill matters more than almost anywhere else, because rideshare claims often involve interplay between the driver’s personal policy, the rideshare company’s commercial policy, and multiple UIM policies policies, all at the same time.
Our Winston-Salem Office
Our Winston-Salem personal injury office is located at 380 Knollwood St, Suite 320, Winston-Salem, NC 27103. We are always available to answer questions for Uber crash victims. Call (336) 723-4500 or (800) 411-1583 for a free consultation. We also offer home and hospital visits for clients who cannot travel while recovering from an injury.
How Insurance Works in an Uber Accident
The single most important fact in a rideshare crash is what the driver was doing on the Uber app when the collision happened. Uber’s coverage in North Carolina generally works in three tiers:
- App off: The driver’s personal auto insurance is the only coverage. Uber provides nothing. This will be the policy shown on the Police Report.
- App on, waiting for a ride request: Uber provides limited contingent liability coverage, generally $50,000 per person and $100,000 per accident for bodily injury, plus $25,000 for property damage. This tracks the minimum coverages required by the NC Financial Responsibility Act.
- Ride accepted or passenger in the vehicle: Uber provides $1,000,000 in liability coverage for all injury claims against the negligent Uber driver, along with uninsured and underinsured motorist coverage for passengers if the Uber driver was not at fault.
The alternative Insurance companies for the driver and the rideshare company frequently point at each other and dispute which policy applies. Our team knows how to obtain the app data and trip records that establish the driver’s status and lock in the correct coverage. You can read more about how these layers work on our North Carolina Uber accident page.
Who We Represent in Winston-Salem Rideshare Crashes
- Uber passengers injured while riding
- Drivers and passengers in other vehicles struck by an Uber driver
- Pedestrians and bicyclists hit by an Uber vehicle
- Innocent Uber drivers injured by another negligent motorist
Rideshare crashes can also involve drunk drivers or a driver with too little insurance, and our team handles those cases regularly.
North Carolina Law and Rideshare Claims
North Carolina follows the pure contributory negligence rule. In this state, if you are found even 1% at fault for the crash, you can be barred from recovering anything. Rideshare passengers are rarely at fault, which makes their claims strong, but other drivers, cyclists, and pedestrians should be careful not to say anything to an adjuster that could be twisted into an admission of partial fault.
Personal Injury claims in North Carolina generally must be filed in court within three years of the crash. This is the lawsuit filing deadline, and Uber crash victim should never wait that long to file insurance claims and pursue their legal case. Rideshare cases involve app data and trip records that can be lost over time, so it is best to speak with an experienced Winston Salem car accident lawyer as soon as possible.
What to Do After an Uber Accident in Winston-Salem
- Get medical attention immediately, even if you feel fine at the scene.
- Make sure the police are notified and that an official crash report is prepared that names the rideshare driver.
- Screenshot your ride details in the Uber app, including the driver’s name, vehicle, and trip time.
- Photograph the scene, the vehicles, and your injuries if you can.
- Report the crash through the Uber app, but do not give a recorded statement to any insurance company before speaking with a lawyer. Uber’s claims adjusters are working to oppose your claims, so you should be cautious in all discussions.
- Contact our office for a free consultation. We are glad to provide answers and guidance, even if you prefer to handle your case without a lawyer.
What Compensation Can You Recover
North Carolina law allows an Uber accident victim to pursue payment for medical expenses, future medical needs, lost wages, lost future earning capacity, and additional tax-free compensation for “general damages” (pain and suffering, permanency of injury, scarring or disfigurement, and loss of quality of life). When a rideshare crash is fatal, surviving family members can pursue a wrongful death claim under the North Carolina Wrongful Death Act. Because our team searches for every applicable policy, including umbrella, commercial, and underinsured motorist coverage, we work to make sure the full value of your claim is actually collected; and because our contingency fee is 25% rather than the usual 33.3% charged by most injury firms, more of that recovery stays with you. On a rideshare injury claim reaching Uber’s full $1,000,000 policy, the extra money our fee discount leaves with you is $83,300 tax-free. Carl Nagle set our fee there deliberately, because the money is supposed to put an injured client back together, not fund the law firm. Also, we work to vastly increase the amount you collect. To the extent we collect more than you could by handling the case on your own, we pay our own fee. We also handle every bit of legwork and homework on your behalf. You work with doctors to recover your health, we handle everything else.
Why a Crash-Only Firm Matters in an Uber Case
Rideshare claims involve overlapping policies, corporate insurers, and constantly changing law. Because our firm handles nothing but motor vehicle collisions, and because founder Carl Nagle is a former insurance claims adjuster and former insurance defense attorney, our team already knows the strategies rideshare insurers use to shift blame and limit payment. We also know how to investigate the crash to prove fault, how to build the strongest medical evidence, and how to collect the highest settlement for our clients. Learn more about our background on our Meet Carl Nagle page and our Why Choose Us page.
Results and Client Reviews
Our firm has recovered more than $850 million for car, truck, motorcycle, and roadway accident victims across North Carolina. You can review examples of our case outcomes on our results page, and read what past clients have said about working with us on our testimonials page.
Frequently Asked Questions
Who pays for my injuries after an Uber accident?
It depends on what the Uber driver was doing on the app. If a ride was accepted or a passenger was in the car, Uber provides up to $1,000,000 in liability coverage. If the driver was waiting for a request, lower limits apply. If the app was off, only the driver’s personal car insurance policy applies. Our team obtains Uber’s trip records that establish which tier applies.
Can I recover compensation if I was a passenger and the Uber driver was not at fault?
Yes. As a passenger, you can pursue the at-fault driver’s insurance, and Uber also provides underinsured motorist coverage for passengers that pays extra cash benefits when the other driver’s policy is not enough.
Do I have to sue Uber?
In most cases, no. Uber injury claims are typically resolved by private settlement with the insurance carriers involved. Uber classifies its drivers as independent contractors, so the claim usually runs against Uber’s insurance policy rather than the company itself.
How much does it cost to hire your firm?
Nothing up front. Our fee is 25 percent of any settlement, compared to the 33.3 percent most injury firms charge, and there are no up-front fees which means a signature is all we need to get started. We have a no win, no fee approach. You owe no legal fee unless and until we deliver money to you.
How long do I have to file an Uber accident claim in North Carolina?
The lawsuit filing deadline is three years from the date of the crash. Insurance claims should be carefully filed much sooner. Because rideshare cases depend on app data and crash evidence that can disappear, it is important to act quickly.
Why hire a firm that only handles motor vehicle accident cases for a rideshare crash?
Uber cases involve multiple insurance policies and disputes over which one applies. Because we handle nothing but crash claims, and because Carl Nagle spent years working inside the insurance industry, our team knows how to identify every available coverage layer and prevent insurers from passing responsibility back and forth.
Talk to a Winston-Salem Uber Accident Lawyer Today
If you were hurt in an Uber crash in Winston-Salem, do not let the insurance companies decide what your claim is worth. Contact our Winston-Salem office for a free, no-obligation consultation at (336) 723-4500 or (800) 411-1583.
