We only charge 25% of the settlement, while other firms charge 33.3%! And there's no fee until WE WIN!
North Carolina's only pure motor vehicle accident injury law firm. Helping crash victims is ALL we do!
With over 20 years of experience, Nagle & Associates, P.A. are your trusted, aggressive personal injury attorneys serving the entire state of North Carolina.


After a Lyft crash, most people assume that Lyft’s insurance simply covers it. Sometimes that is true. Often it is not, and the difference comes down to details most crash victims have no way to know. Nagle & Associates is North Carolina's only law firm that handles exclusively motor vehicle accident cases. We turn away every other type of personal injury case, concentrating all of our attention on roadway crash claims. Our Raleigh office at 7780 Brier Creek Pkwy handles Lyft accident injury claims across Wake County and the Triangle. See why Raleigh clients choose our firm.


Lyft's insurance is not a single policy. A driver who is offline is covered only by their own personal auto insurance. A driver logged in and waiting for a ride request falls under limited contingent coverage with limits that track the minimums required by the North Carolina Financial Responsibility Act. Here, Lyft’s policy covers $50,000 for all property damage caused by the Lyft driver, $50,000 per person for bodily injury liability, and $100,000 per accident for the bodily injury claims of multiple victims. From the moment a ride is accepted through the end of the trip, a commercial policy of up to $1 million applies, together with uninsured and underinsured motorist protection if the victim has their own coverage. Two crashes at the same intersection can therefore produce very different recoveries depending on nothing more than what the driver's Lyft app screen said at that moment.

Carl Nagle's insurance background helps us uncover hidden coverage layers, including umbrella policies, excess liability coverage, commercial policies, and underinsured motorist policies, to expand the money available to our clients. Rideshare claims are among the most layered cases in North Carolina injury law, and the first offer is frequently based on only one of them. Knowing where the others are is the difference between a partial payment and a full recovery for the crash victim.

Lyft cases live and die on the app records. Your trip receipt, the timestamps, the driver and vehicle details, and the trip status at the time of the crash are all recorded, and all are far easier to preserve now than to reconstruct later. If you were the Lyft passenger, screenshot everything before the trip history scrolls away, and photograph the scene and vehicles if you are able to. If a Lyft driver causes an accident but you were not in the Lyft vehicle, we will handle all requests for the underlying records.


Rideshare passengers frequently sit unbelted in a rear seat or turned toward a phone. They are rarely braced for impact, and the injuries are often serious and lasting. We build the medical evidence around what your injuries will cost over time, not just the bills already received. If your injuries are permanent or life-altering, see our Raleigh catastrophic injury page.
Our firm's contingency fee is 25% of the settlement, compared with the 33.3% most personal injury firms charge, so clients keep 75% of every settlement dollar instead of two thirds. If an adjuster refuses fair payment, we are prepared to try your case in your home county. Consultations are free, and you owe nothing unless we recover money for you. See a full breakdown of our fees.

Not before someone has reviewed what coverage actually applies, the nature of your injuries, and what your injuries will cost long term. Early offers in rideshare cases are frequently calculated off one policy layer and off incomplete medical records.
Then that driver's liability coverage is usually the first source of recovery, with Lyft's uninsured and underinsured motorist coverage potentially available if their limits are insufficient. You may also be able to collect additional UIM benefits from family-owned policies in your household. This is a very common scenario and one where additional coverage often exists.
It depends on the driver's trip status at impact, which we establish through app records. If the driver was logged into Lyft, the Lyft policy applies. If the Lyft driver had a passenger or was en route to one, the $1 million commercial coverage generally applies.
Yes. Contributory negligence applies to all North Carolina motor vehicle claims. Being found even 1% at fault can bar recovery entirely, which is why we address fault arguments early rather than waiting for the insurer to raise them.
Yes, and the coverage analysis is similar. See our Raleigh Uber accident page or our general North Carolina Lyft accident information.

Call (800) 411-1583 or contact our Raleigh office today for a free consultation. There is no fee unless we collect for you.
