How Much is My Claim Worth?


Any accident attorney will tell you that it is impossible to determine what someone’s claim is worth without extensive research. Because the total value of a claim differs drastically from case-to-case, only your attorney can determine precisely how much they think your claim is worth, which the value they will fight the insurance company for.

Although we cannot give you an estimate of the value of your claim here, we can tell you how claims are adjusted and values determined.

  • Property Damage – One component of all auto accident claims is property damage. Primarily, this refers to the damages to your vehicle. In some cases, this can include claims for items damaged that were inside of your vehicle. To determine the total cost of repairs or the cost to replace your vehicle, most claimants get an estimate from a certified body shop.
  • Fault / Liability – The value of a claim also heavily rests on fault or liability. If you are no at-fault for the accident, then the at-fault driver’s insurance will be paying the value of your claim. If you are partially at-fault, the value of your claim could be reduced by your percentage of fault. Fault is determined by the insurance adjuster assigned to your case.
  • Medical Expenses / Personal Injury – Insurance will also cover the cost of bodily injury, which includes all accident-related medical expenses such as surgery, rehabilitation and medication. To determine the value of bodily injury, the adjuster will take into account your medical records.
  • Pain and Suffering – Victims of car accidents do not only suffer from physical injuries, but emotional and psychological ones as well. Typically, this type of financial damage is referred to as “pain and suffering.” It is not easily quantifiable by a dollar amount.
  • Other Noneconomic Damages – There are additional types of noneconomic damages, aside from pain and suffering, that could add monetary value to your claim. These include loss of enjoyment of life, loss of companionship, loss of future earning capacity and more.

For more information on how much your claim could be worth, contact us at (800) 411-1583 for a free case evaluation.

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